IndiGo Axis Bank Premium Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns BluChips

First-year fee

₹5,000 to join.

Annual fee

₹5,000 a year.

What it gives back

2 BluChips per ₹100 · everyday spends

Read from 7 Axis Bank documents, last checked 19 Oct 2026.

How it compares

Compared with the cards we have read

₹5,000 annual fee: of the 273 other open cards whose annual fee we have read, 245 state a lower one, 7 state the same and 21 state a higher one.

2.5% forex markup: of the 291 other open cards whose forex markup we have read, 64 state a lower one, 7 state the same and 220 state a higher one.

Fees

Rewards

Reward rate
2 BluChips per ₹100 · everyday spends2 BluChips on every ₹100 spent on all eligible categories; 7 BluChips on every ₹100 on IndiGo channels.

Charges

Forex markup
2.5% on foreign currency transactions.2.50% of Transaction value on International Transactions
Cash advance fee
2.5% of Transaction (Minimum ₹500)
Interest on unpaid balance
3.75% per month (55.55% per annum)
Interest-free period
20 to 50 days interest-free when you pay in full.
Late payment fee
Nil for Amount < ₹500; ₹500/- for Amount between ₹501 – ₹5000; ₹750/- for Amount between ₹5001 – ₹10,000; ₹1,200/- for Amount between ₹10,001 – ₹50,000; ₹1,300/- for Amount > ₹50,000.

Eligibility

Age the primary cardholder must be
Primary cardholder should be 18-70 years of age.
Eligibility
Applicant should be a resident of India.
Income requirement
Net income should be a minimum of ₹6 lakhs p.a.

How we know - 7 documents from Axis Bank, checked 19 Oct 2026

7 documents from Axis Bank, checked 19 Oct 2026.

On these lists

₹5,000 a year

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