Flipkart Axis Bank SuperElite Credit Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Open to new applications · Earns points
First-year fee
₹500 to join.
Annual fee
₹500 a year.
₹500 from the 2nd year onwards; waived off on annual spends greater than ₹2,00,000; rent transactions and wallet load transactions will not be eligible for spends counted in availing annual fee waiverWhat it gives back
Plus customers: 12 SuperCoins for every ₹100 spent on Flipkart, capped at 300 coins per transaction; Non-Plus customers: 6 SuperCoins for every ₹100 spent on Flipkart, capped at 150 coins per transaction; outside Flipkart: 2 SuperCoins for every ₹100 spent on all eligible spends (uncapped)
How it compares
Compared with the cards we have read
Fees
Annual fee
₹500 a year.₹500 from the 2nd year onwards; waived off on annual spends greater than ₹2,00,000; rent transactions and wallet load transactions will not be eligible for spends counted in availing annual fee waiver
Joining fee
₹500 to join.
Fee waiver rule
2nd year Onwards: ₹500 Annual fee waived off on annual spends greater than ₹2,00,000.
Add-on card fee
Add-on card joining fee Nil; Add-on card annual Fee Nil.
Welcome offer
Welcome benefit
500 SuperCoins on card activation. 2 months trial membership of YouTube Premium. 3 months trial subscription of Gaana Plus. 1 year membership of Lenskart Gold.
Rewards
Reward rate
Plus customers: 12 SuperCoins for every ₹100 spent on Flipkart, capped at 300 coins per transaction; Non-Plus customers: 6 SuperCoins for every ₹100 spent on Flipkart, capped at 150 coins per transaction; outside Flipkart: 2 SuperCoins for every ₹100 spent on all eligible spends (uncapped)
Reward caps
Plus customers: 12 SuperCoins for every ₹100 spent on Flipkart capped at 300 coins per transaction. Non-Plus customers: 6 SuperCoins for every 100 Rs spent on Flipkart capped at 150 coins per transaction. 2 SuperCoins for every ₹100 spent on all eligible spends (uncapped)
Card benefits
Hotel or travel programme
15% off on domestic flight booking via Flipkart Flights (maximum discount of up to ₹1,500)
Also included
Fuel surcharge waiver
Fuel Surcharge Waiver
Charges
Forex markup
3.5% on foreign currency transactions.3.5% of the transaction value
Dynamic currency conversion markup
3.5% + GST3.5% plus taxes on each international transaction performed in Indian currency at international location or with merchants registered in a foreign nation
Cash advance fee
2.5% of the cash amount, Min. ₹500.
Interest on unpaid balance
3.75% per month (55.55% per annum)
Interest-free period
20 to 50 days interest-free when you pay in full.
Late payment fee
Nil if total payment due is less than ₹500; ₹500 if between ₹501 - ₹5,000; ₹750 if between ₹5,001 - ₹10,000; ₹1,200 if between ₹10,001 - ₹50,000; ₹1,300 if greater than ₹50,000.
Over-limit fee
Over-limit Fees: 2.5% of Over-limit Amount (Min ₹500).
Payment return or dishonour fee
Cheque Return or Dishonour Fee or Auto Debit Reversal: 2% of payment amount; minimum ₹500.
Statement or duplicate statement fee
Duplicate Statement Fee: Waived
Card replacement fee
Replacement fee: Waived
Cash payment / cash deposit fee
Fees for Cash Payment at Branches: ₹175.
Education / school fee charge
Education Transaction Fee: 1% on each Education Payments made via third party apps for all Axis Bank credit cards.
Fee for paying the bill by cheque
Outstation cheque fee: Waived
Fee on online skill-based gaming spends
Online Skill-Based Gaming Transaction Fee: 1% on cumulative spends of ₹10,000 or more on online skill-based gaming platforms i.e. in a statement cycle.
Wallet load charge
Wallet Load Transaction Fee: 1% on cumulative spends of ₹10,000 or more on wallet loads per statement cycle.
What the card's fee or benefit year means
Anniversary Year is the period of 12 months from the date of issuance of the card and every 12-month period thereafter
Fuel transaction fee
1% fee on cumulative spends of ₹50,000 or more on fuel transactions per statement cycle.
Rent transaction fee
Rent Transaction fee: 1% of each Rental Transaction Amount for all Axis Bank Credit Cards.
Utility transaction fee
Utility Transaction Fee: 1% on cumulative spends of ₹25,000 or more on utilities per statement cycle.
GST note
GST, as notified by the Government of India, is applicable on all fees, interest and other charges, and is subject to change as per relevant regulations of the Government of India
Grace days after the due date
Grace period of 3 days from the payment due date, where payments are not overdue; the customer must clear dues by the payment due date mentioned in the credit card Statement.
Minimum amount due
Sum of all instalments, all Fees, interest / finance charges, taxes, the amount utilized over the credit limit (if any) and 2% of remaining balance outstanding, subject to a minimum of ₹100
Eligibility
Age the primary cardholder must be
Primary cardholder should be between the age of 18 and 70 years.
Eligibility
Primary cardholder should be between the age of 18 and 70 years; the individual should either be a resident of India or a non-resident Indian (NRI)
Ways to redeem your points
In the terms, not the brochure (2)
What happens to unredeemed points if the card is closed
Effective 1st Oct 2025, unredeemed EDGE REWARD Points/Miles are forfeited 30 days after credit card closure, or if the minimum amount due remains outstanding for more than 90 days
Whether carrying a balance ends the interest-free period
The Free Credit Period is lost if the Total Amount Due of the previous month is not paid by the Payment Due Date.
How we know - 6 documents from Axis Bank, checked 8 Nov 2026
₹500 a year
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