Fibe Axis Bank Credit Card

Joining feeAnnual feeAdd-on card fee

₹0

Reward rate

1% cashback · everyday spendsUp to 3% cashback on every transaction; 3% cashback on food delivery, entertainment & local commute; 1% cashback on all other spends

Domestic lounge access

Enjoy 4 complimentary domestic lounge visit to select airport lounges per calendar year.

Hotel or travel programme

Wednesday Delight: Instant savings of up to 15% on flights & hotels via MakeMyTrip

Dining programme

Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program.

Fuel surcharge waiver

1% Fuel surcharge waiver for fuel spends between ₹400 & ₹5000; max waiver up to ₹400 per month

Forex markup

3.5% on foreign currency transactions.3.5% of the transaction value

Dynamic currency conversion markup

3.5% + GST3.5% plus taxes on each international transaction performed in Indian currency at international location or with merchants registered in a foreign nation

Cash advance fee

2.5% of the cash amount, Min. ₹500.

Interest on unpaid balance

3.75% per month (55.55% per annum)

Interest-free period

20 to 50 days interest-free when you pay in full.

Late payment fee

Nil if total payment due is less than ₹500; ₹500 if between ₹501 - ₹5,000; ₹750 if between ₹5,001 - ₹10,000; ₹1,200 if between ₹10,001 - ₹50,000; ₹1,300 if greater than ₹50,000.

Over-limit fee

Over-limit Fees: 2.5% of Over-limit Amount (Min ₹500).

Payment return or dishonour fee

Cheque Return or Dishonour Fee or Auto Debit Reversal: 2% of payment amount; minimum ₹500.

Statement or duplicate statement fee

Duplicate Statement Fee: Waived

Card replacement fee

Nil

Cash payment / cash deposit fee

Fees for Cash Payment at Branches: ₹175.

Education / school fee charge

Education Transaction Fee: 1% on each Education Payments made via third party apps for all Axis Bank credit cards.

Fee for paying the bill by cheque

Waived

Fee on online skill-based gaming spends

Online Skill-Based Gaming Transaction Fee: 1% on cumulative spends of ₹10,000 or more on online skill-based gaming platforms i.e. in a statement cycle.

Wallet load charge

Wallet Load Transaction Fee: 1% on cumulative spends of ₹10,000 or more on wallet loads per statement cycle.

What the card's fee or benefit year means

Anniversary Year is the period of 12 months from the date of issuance of the card and every 12-month period thereafter

Fuel transaction fee

1% of transaction amount

Rent transaction fee

Rent Transaction fee: 1% of each Rental Transaction Amount for all Axis Bank Credit Cards.

Utility transaction fee

Utility Transaction Fee: 1% on cumulative spends of ₹25,000 or more on utilities per statement cycle.

GST note

GST, as notified by the Government of India, is applicable on all fees, interest and other charges, and is subject to change as per relevant regulations of the Government of India

Grace days after the due date

Grace period of 3 days from the payment due date, where payments are not overdue; the customer must clear dues by the payment due date mentioned in the credit card Statement.

Minimum amount due

Sum of all instalments, all Fees, interest / finance charges, taxes, the amount utilized over the credit limit (if any) and 2% of remaining balance outstanding, subject to a minimum of ₹100

Age the primary cardholder must be

Primary Cardholder should be 18-70 years of age.

Eligibility

Primary Cardholder 18-70 years of age; Resident of India or a Non-Resident Indian; sourced only to Fibe customers