IndusInd Bank EazyDiner Platinum Credit Card

Joining fee

₹0

Annual fee

₹0

Fee waiver rule

No annual fee to waive: the bank's fee table gives this card's annual fee as NIL and its condition for waiver of annual fees as NA.

Add-on card fee

₹0

Welcome benefit

3 months EazyDiner Prime membership worth ₹1,095 (GUARANTEED 25% up to 50% OFF at over 2000+ premium restaurants & bars); 500 welcome bonus EazyPoints

Reward rate

2 Reward Points on every ₹100 spent, except on Fuel, Insurance, Rent, Utility and Government.

Reward exclusions

Fuel transactions will not earn Reward Points.

Reward caps

Reward Points will be earned only for spends up to assigned credit limit in every statement cycle

What one reward unit is worth

1 Reward Point = ₹0.20.

Priority Pass

Not offered: Priority Pass is not available on IndusInd Bank EazyDiner Signature, EazyDiner Platinum.

Dining programme

Extra 20% OFF upto ₹500 when you eat out & pay on the app via PayEazy, valid on take-away as well; this benefit is capped at 3 times usage a calendar month; extra 20% OFF will NOT be applicable if the bill is paid using any other payment mode

Milestone benefits

3 month Prime membership renewal upon spends of ₹30,000 in 90 days; 2000 Reward Points upon spending ₹30,000 every 90 days; dining spends would not be considered for milestone benefit.

Movie or entertainment ticket benefit

Buy one movie ticket and get the second one free through BookMyShow; the offer is applicable to only one ticket booking per month; additional ₹50 off on selecting the F&B option; the price of the free ticket is capped at ₹200, if the price is higher you will get a ₹200 discount

Fuel surcharge waiver

1% fuel surcharge waiver across all fuel stations in India; GST on fuel surcharge as per standard rate shall be applicable and borne by the Cardholder

Lost card liability

Total Protect is a first-of-its-kind program that covers you for an amount equal to the credit limit on your card; unauthorised transactions in case of loss/theft of card: insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank

Forex markup

3.5% + GST3.5% plus GST at the standard rate

Cash advance fee

2.5% of the advance amount, subject to a minimum of ₹300

Interest on unpaid balance

3.83% Monthly Rate, 46.00% Annual Rate.

Interest-free period

Interest-free credit period of up to 50 days

Late payment fee

₹100 to ₹1,300 by outstanding balance.

Over-limit fee

2.5% of Over Limit Amount, subject to a minimum of ₹500

Payment return or dishonour fee

Returned payments: ₹250

Card replacement fee

Re-issue/Replacement: ₹100 for All Other Credit Cards.

Education / school fee charge

1% Fee + GST on the cumulative spends on education payments transactions made through third-party websites and applications more than ₹45,000 in a statement cycle

Wallet load charge

1% Fee + GST on the cumulative spends on wallet loading transactions more than ₹20,000 in a statement cycle

Rent transaction fee

1% Fee + GST levied on each transaction on rent payments through third-party merchants

Utility transaction fee

1% Fee + GST on the cumulative spends on utility payments transactions more than ₹25,000 in a statement cycle

Grace days after the due date

Grace period of 3 days is allowed from the payment due date on Credit Card Accounts, where payments are not overdue; late payment charges are levied when the account remains past due for more than 3 days.

Minimum amount due

100% of EMI amount + 100% of GST + 100% of Fees/Charges + 100% of Finance Charges + Overlimit Amount (if any) + 2% of Retail Spends/Cash Advance/remaining balance outstanding

Eligibility

Not issued to any person less than 18 years of age.