IndusInd Bank EazyDiner Credit Card

Annual fee

₹2,999 a year.

Joining fee

₹2,999 to join.

Add-on card fee

Add-on card fee: Nil

Welcome benefit

Also, you would get 2000 welcome bonus EazyPoints and ₹7500 voucher of The Postcard Hotel.

Reward rate

4 Reward Points per ₹100 · everyday spends4 Reward Points on every ₹100 spent on all other spends (except fuel and dining)

Travel earning

10 Reward Points on every ₹100 spent on Hotel and Travel booking, shopping and entertainment.

Reward caps

Reward Points will be earned only for spends up to assigned credit limit in every statement cycle

Catalogue redemption

Instant redemption of Reward Points against restaurant bills for extra discount; redeem EazyPoints for FREE hotel stays, meals & exclusive restaurant events across the country; other redemption requests are available in the redemption catalogue on the EazyDiner App

Priority Pass

Not offered: Priority Pass is not available on IndusInd Bank EazyDiner Signature, EazyDiner Platinum.

Dining programme

12 months EazyDiner Prime membership worth ₹3,550 (GUARANTEED 25% up to 50% OFF at over 2000+ premium restaurants & bars); extra 25% off up to ₹1,000 on each transaction when you eat out, not applicable if the bill is paid using any other payment mode; capped at ₹2,000 in a month without any spends criteria; total discount in a month is maximum of ₹5,000

Fuel surcharge waiver

1% fuel surcharge waiver across all fuel stations in India; GST on fuel surcharge as per standard rate shall be applicable and borne by the Cardholder

Lost card liability

Total Protect is a first-of-its-kind program that covers you for an amount equal to the credit limit on your card; unauthorised transactions in case of loss/theft of card: insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank

Forex markup

3.5% + GST3.5% plus GST at the standard rate

Cash advance fee

2.5% of the advance amount, subject to a minimum of ₹300

Interest on unpaid balance

3.83% Monthly Rate, 46.00% Annual Rate.

Interest-free period

Interest-free credit period of up to 50 days

Late payment fee

₹100 to ₹1,300 by outstanding balance.

Over-limit fee

2.5% of Over Limit Amount, subject to a minimum of ₹500

Payment return or dishonour fee

Returned payments: ₹250

Card replacement fee

Re-issue/Replacement: ₹100 for All Other Credit Cards.

Education / school fee charge

1% Fee + GST on the cumulative spends on education payments transactions made through third-party websites and applications more than ₹45,000 in a statement cycle

Wallet load charge

1% Fee + GST on the cumulative spends on wallet loading transactions more than ₹20,000 in a statement cycle

Rent transaction fee

1% Fee + GST levied on each transaction on rent payments through third-party merchants

Utility transaction fee

1% Fee + GST on the cumulative spends on utility payments transactions more than ₹25,000 in a statement cycle

Grace days after the due date

Grace period of 3 days is allowed from the payment due date on Credit Card Accounts, where payments are not overdue; late payment charges are levied when the account remains past due for more than 3 days.

Minimum amount due

100% of EMI amount + 100% of GST + 100% of Fees/Charges + 100% of Finance Charges + Overlimit Amount (if any) + 2% of Retail Spends/Cash Advance/remaining balance outstanding

Eligibility

Not issued to any person less than 18 years of age.