DBS Altitude Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹4,999 to join.

Annual fee

₹4,999 a year.

What it gives back

4 points per ₹200 · everyday spends

Read from 4 DBS Bank India documents, last checked 8 Nov 2026.

How it compares

Compared with the cards we have read

₹4,999 annual fee: of the 447 other open cards whose annual fee we have read, 394 state a lower one, 13 state the same and 40 state a higher one.

Fees

Welcome offer

Welcome benefit
Welcome bonus of 4,999 Vantage Points on making your first transaction within 30 days of card setup and payment of joining fee

Rewards

Reward rate
4 points per ₹200 · everyday spends4 points for every ₹200 spent within India
Reward caps
10 Vantage Points on every ₹200 spent on flight & hotel bookings via DBS Delights, capped at 10,000 Vantage Points per calendar month.
What one reward unit is worth
1 Vantage Point = ₹1; Redeem your Vantage Points for discounts exclusively on DBS Delights

Card benefits

International lounge access
4 complimentary international lounge visits every year (on spends of ₹75,000 in the previous quarter)
Domestic lounge access
8 complimentary domestic lounge visits every year (on spends of ₹75,000 in the previous quarter)

Also included

Surcharge on railway tickets
Not applicable for DBS Altitude Credit Card: a fee of 1% of total spends if cumulative spends exceed ₹20,000 in a statement cycle (Passenger Railways)
Travel insurance
Cancel For Any Reason (CFAR) coverage on flight/ hotel bookings via DBS Delights: up to ₹1,00,000 per annum for international and up to ₹10,000 per annum for domestic bookings
Purchase to EMI conversion
Converting transactions to EMI in the DBS Card+ IN mobile app.

Charges

Forex markup
0% on foreign currency transactions.0% on spends in Asia; 1% on spends elsewhere
Cash advance fee
2.5% of the cash amount, minimum ₹500
Interest on unpaid balance
Monthly rate upto 4% and annual rate upto 48%, applicable from the transaction date
Interest-free period
20 to 50 days interest-free when you pay in full.
Late payment fee
Nil up to ₹100; ₹99 up to ₹500; ₹499 up to ₹5,000; 10% of total amount due above ₹5,000, maximum ₹1,299
Statement or duplicate statement fee
Physical Statement Fee ₹100 Cash Payment at branches ₹250 per cash deposit at DBS branches.
Card replacement fee
₹200 per card re-issued
Reward redemption fee
Reward Redemption Fees ₹99+GST will be levied on each redemption.
Rent transaction fee
Fee on rental transactions 1% on Transaction Amount or ₹199, whichever is higher, Applicable for Rent (Merchant Category Code (“MCC”– 6513)
GST note
GST may be charged as may be applicable from time-to-time, presently the applicable GST rate is at 18% (applicable on all fees, interest, surcharge and other charges)

Eligibility

Ways to redeem your points

Gift vouchers and gift cards
“Reward points or Cash Points are earned on eligible card spends and can be redeemed for shopping, travel bookings, vouchers, and more through the rewards platform - DBS Delight” Proof

How we know - 4 documents from DBS Bank India, checked 8 Nov 2026

4 documents from DBS Bank India, checked 8 Nov 2026.

₹4,999 a year

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