Kotak Mahindra Bank Corporate Platinum Credit Card

Checked against Kotak Mahindra Bank's 3 documents for this card on 02 Nov 2026

COFFER Safety Stars3.5 of 5See the five checks

Rated 09 Nov 2026 after reading every document the bank publishes for this card. Not a recommendation. How we rate

Open to new applications · Earns points

First-year fee

₹0

Annual fee

₹999 a year.

What it gives back

Earn high rewards points every time you transact with the Kotak Corporate Platinum Credit Card.

Read from 3 Kotak Mahindra Bank documents, last checked 8 Nov 2026.

How it compares

Compared with the cards we have read

₹999 annual fee: of the 447 other open cards whose annual fee we have read, 260 state a lower one, 22 state the same and 165 state a higher one.

3.5% forex markup: of the 480 other open cards whose forex markup we have read, 162 state a lower one and 318 state the same.

Fees

Annual feeRenewal fee
₹999 a year.
Joining fee
₹0
Fee waiver rule
Not offered: Condition for waiver of Annual Fees - First Year NA; Second Year NA.
Add-on card fee
Not offered: Addon card Fees NA.

Rewards

Reward rate
Earn high rewards points every time you transact with the Kotak Corporate Platinum Credit Card.
Cashback redemption
Redeem your points by just calling the customer service desk; points can be redeemed every quarter; cash rebate will be given through demand draft.
Point expiry
Reward points if not redeemed will expire after 2 years from the date on which they are earned.

Card benefits

Lounge benefit
Get access to airport lounge with VISA airport lounge offer; 2 accesses per calendar quarter for primary cardholder only

Also included

Fuel surcharge waiver
Fuel surcharge waiver applicable on transactions between ₹500 and ₹3000; maximum fuel surcharge waiver allowed in a calendar year is ₹3500; applicable only on Paid Annual Fee Variant
Surcharge on railway tickets
Railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters; maximum railway surcharge waiver allowed in a calendar year is ₹500; applicable only on Paid Annual Fee Variant
Lost card liability
Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection): Insured limit (INR) 50,000; Insurance is valid for the Corporate Platinum Credit Card (CCCL), (CCIL) and (CCJ&SL); Only Primary card holders are covered
Travel insurance
Insured limit (INR): Flight Delay (Deductible — 6 Hours) 10,000; Carrier Cancellation 10,000; Loss of Checked in Baggage 10,000; Delay of Checked in Baggage 10,000; Valuable Documents Cover 10,000; Missing of Connecting International Flight During Transit 10,000; Only Primary card holders are covered
Add-on card eligibility
Not offered: Add-on Card facility is not available on Kotak Commercial Credit Cards.
Balance transfer terms
Not offered: Balance Transfer facility is not available on Kotak Commercial Credit Cards.
Purchase to EMI conversion
Not offered: EMI on Call / Merchant EMI facility is not available on Kotak Commercial Credit Cards.

Charges

Forex markup
3.5% on foreign currency transactions.
Cash advance fee
ATM Cash Withdrawal/ Cash Advance: NA.
Interest on unpaid balance
3.30% (Annualized 39.6%)
Interest-free period
48 days interest-free when you pay in full.
Late payment fee
₹100 for statement outstanding of ₹500 or less; ₹500 for ₹500.01 to ₹10,000; ₹700 above ₹10,000.

How we know - 3 documents from Kotak Mahindra Bank, checked 8 Nov 2026

3 documents from Kotak Mahindra Bank, checked 8 Nov 2026.

On these lists

₹999 a year

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