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Kotak Corporate Gold Credit Card
Kotak Mahindra Bank

Kotak Corporate Gold Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

First-year fee

₹0

Nil (Corporate Classic and Corporate Basic)

Annual fee

₹1,000 a year.

What it gives back

Higher reward point earnings

Read from 5 Kotak Mahindra Bank documents, last checked 8 Nov 2026.

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How it compares

Compared with the cards we have read

₹1,000 annual fee: of the 447 other open cards whose annual fee we have read, 283 state a lower one, 24 state the same and 140 state a higher one.

3.5% forex markup: of the 480 other open cards whose forex markup we have read, 162 state a lower one and 318 state the same.

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Fees

  • Annual feeRenewal fee

    ₹1000 a year.

  • Joining fee

    ₹0Nil (Corporate Classic and Corporate Basic)

  • Fee waiver rule

    Not offered: Condition for waiver of Annual Fees - First Year NA; Second Year NA.

  • Add-on card fee

    Not offered: Addon card Fees NA.

Rewards

  • Reward rate

    Higher reward point earnings

  • Cashback redemption

    Redeem reward points easily by calling the customer service desk; points can be redeemed every quarter; cash rebate will be given through demand draft.

Also included

  • Fuel surcharge waiver

    Fuel Surcharge (As per Applicable Rate): Waived for Corporate Classic, Applicable for Corporate Basic; fuel surcharge to be waived only for transactions between values of ₹500 - ₹3000; maximum Fuel surcharge waiver of ₹3500 in a calendar year

Charges

  • Forex markup

    3.5% on foreign currency transactions.

  • Cash advance fee

    ATM Cash Withdrawal/ Cash Advance: NA.

  • Interest on unpaid balance

    3.30% (Annualized 39.6%)

  • Interest-free period

    48 days interest-free when you pay in full.

  • Late payment fee

    ₹100 for statement outstanding of ₹500 or less; ₹500 for ₹500.01 to ₹10,000; ₹700 above ₹10,000.

  • Payment return or dishonour fee

    Auto debit return fee ₹500.

  • Minimum amount due

    Minimum Amount Due ("MAD") Upto 100%

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How we know - 5 documents from Kotak Mahindra Bank, checked 8 Nov 2026

5 documents from Kotak Mahindra Bank, checked 8 Nov 2026.

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₹1,000 a year

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