
Axis Bank Business Supreme Credit Card
Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate
Open to new applications · Earns reward points
First-year fee
₹1,500 to join.
Annual fee
₹1,500 a year.
What it gives back
4 reward points per ₹200 · everyday spends
How it compares
Compared with the cards we have read
Fees
Annual fee
₹1,500 a year.
Joining fee
₹1,500 to join.
Fee waiver rule
Avail an annual fee waiver from the second year onwards by achieving spends of ₹10 lakhs or more in the preceding year.
Rewards
Reward rate
4 reward points per ₹200 · everyday spends4 reward points for every ₹200 on domestic spends.
Reward exclusions
On the retail spends Excluding Fuel, Jewellery, Cash Withdrawal, Wallet Load, Insurance, Education, Govt Service, Rent, EMI, Transactions, Purchases converted to EMI post factor on UPI transactions less than ₹2000
Card benefits
Lounge benefit
Relax in style with 4 complimentary access to select airport lounge per quarter.
Hotel or travel programme
Get exclusive access to the Mastercard Travel and Lifestyle Services, including offerings such as Luxury Hotels, Flights, Car Rental, Entertainment, Dining, Tours & Vacation Packages etc.
Milestone benefits
Get 10,000 Reward Points on transactions above ₹5 lakhs, plus an extra 5,000 Reward Points on spending more than ₹8 lakhs in your anniversary year
Also included
Fuel surcharge waiver
Fuel Surcharge: Surcharge 1 %; Transaction Value: ₹400 - ₹4000; Capped at ₹400.
Lost card liability
Zero Lost Card Liability: Protection against fraudulent purchase transactions, covering 30 days prior to the reporting period from the moment the loss of Card is reported to Axis Bank; valid only for fraudulent payment transactions and needs to be mandatorily supported with an FIR
Purchase to EMI conversion
EMI: Yes
Charges
Forex markup
3.5% on foreign currency transactions.
Cash advance fee
2.5% of the cash amount (Min. ₹500)
Interest on unpaid balance
3.60% Monthly Rate, 43.20% Annual Rate (Overdue Interest on Extended Credit and Interest on Cash Advances)
Interest-free period
The interest-free grace period could range from 20 to 50 days, depending on the date of transaction
Late payment fee
Nil up to ₹500, ₹500 for ₹501 to ₹5,000, ₹750 for ₹5,001 to ₹10,000, ₹1,200 above ₹10,000
Over-limit fee
2.5% Of Over The Limit Amount (Min.₹500)
Payment return or dishonour fee
2% Of The Payment Amount Subject To Min. ₹450, Max.₹1,500
Statement or duplicate statement feeFee for paying the bill by cheque
Waived
Card replacement fee
NIL
Cash payment / cash deposit fee
₹100
How we know - 4 documents from Axis Bank, checked 8 Nov 2026
₹1,500 a year
ApplyThe Sunday Statement.
Every Sunday. What your bank changed this week — before your statement tells you.