RBL Bank Binge Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

Annual fee

₹999 + GST

₹999 + GST annual membership fee

What it gives back

1 Reward Point for every ₹100 spent; 12 Reward Points per ₹100 on online spends (Max 800 Reward Points per month)

Read from 5 RBL Bank documents, last checked 1 Nov 2026.

How it compares

Compared with the cards we have read

₹999 annual fee: of the 401 other open cards whose annual fee we have read, 231 state a lower one, 20 state the same and 150 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

Fees

Annual fee
₹999 + GST₹999 + GST annual membership fee
Fee waiver rule
Spend Based Waiver: Spend ₹1,00,000 in a year and get waiver of Next year Annual Fee#999
Add-on card fee
Add-on Card Fee ₹0-5,000 per Add-on Cardmember

Rewards

Reward rate
1 Reward Point for every ₹100 spent; 12 Reward Points per ₹100 on online spends (Max 800 Reward Points per month)
Reward exclusions
Base reward points will not be accrued on EMI conversion of retail transactions for all RBL Bank Credit Cards.
What one reward unit is worth
For calculation purpose, we have assumed value of 1 Reward Point = ₹0.25.

Charges

Forex markup
3.5% on foreign currency transactions.3.5% markup on foreign currency transactions
Cash advance fee
2.5% processing fee on withdrawal from ATMs, min ₹500.
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of the total outstanding amount, ranging from ₹5 to ₹1,300.

Eligibility

How we know - 5 documents from RBL Bank, checked 1 Nov 2026

5 documents from RBL Bank, checked 1 Nov 2026.

On these lists

₹999 a year

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