Skip to content
COFFERCards. Points. Value.
Back
Bandhan Bank Flare Credit Card
Bandhan Bank

Bandhan Bank Flare Credit Card

Checked against Bandhan Bank's 2 documents for this card on 03 Nov 2026
COFFER Safety Stars4 of 5See the five checks
Interest
0.5 of 1
Foreign spends
0.5 of 1
Spend fees
None1 of 1
Clarity
The bank's documents answer 13 of 13 cost questions1 of 1
Fine print
No gaps found1 of 1

Rated 09 Nov 2026 after reading every document the bank publishes for this card. Not a recommendation. How we rate

Open to new applications · Earns reward points

First-year fee

₹2,499 + GST

Annual fee

₹2,499 + GST

₹2,499 + taxes (Waiver condition - minimum annual spend of ₹6,00,000)

What it gives back

10 reward points per ₹200 · everyday spends

Read from 2 Bandhan Bank documents, last checked 7 Nov 2026.

Apply on Bandhan Bank
How it compares

Compared with the cards we have read

₹2,499 annual fee: of the 447 other open cards whose annual fee we have read, 350 state a lower one, 2 state the same and 95 state a higher one.

1.99% forex markup: of the 480 other open cards whose forex markup we have read, 62 state a lower one, 13 state the same and 405 state a higher one.

Get alerts for this card

Fees

  • Renewal feeJoining fee

    ₹2,499 + GST₹2,499 + taxes (Waiver condition - minimum annual spend of ₹6,00,000)

  • Fee waiver rule

    Renewal fee waiver condition - minimum annual spend of ₹6,00,000

  • Add-on card fee

    Add-on card fee Nil

Welcome offer

  • Welcome benefit

    Amazon Pay Gift Card worth ₹2,000 on spending ₹10,000 within first 30 days of card issuance

Rewards

  • Reward rate

    10 reward points per ₹200 · everyday spends10 reward points on every ₹200 on all eligible spends.

  • Cashback redemption

    Bandhan Bank Credit Cards: redeem the points for cashback adjusted against your credit card’s outstanding bill at Cards360.

  • Point expiry

    Never-expiring rewards

Card benefits

  • Domestic lounge access

    4 complimentary Domestic Airport Lounge access in a calendar quarter at select airports.

  • International lounge access

    1 complimentary International Airport Lounge access in a calendar quarter at select airports.

  • Dining programme

    15% discount on EazyDiner, up to ₹750 once every month

  • Golf

    4 complimentary golf lessons per calendar year (1 lesson per quarter)

  • Milestone benefits

    5,000 reward points every month on spend of ₹75,000.

  • Movie or entertainment ticket benefit

    25% discount on BookMyShow, up to ₹500 once every month

Also included

  • Fuel surcharge waiver

    Fuel Surcharge Waiver: 1% waiver up to ₹500 per statement cycle

  • Purchase to EMI conversion

    10% cashback up to ₹750 on the first EMI conversion of minimum tenure 12 months (applicable once)

Charges

  • Forex markup

    1.99% + GST

  • Cash advance fee

    3.5% (Min of ₹500 + taxes)

  • Interest on unpaid balance

    2.00% (for existing customers holding CASA relationship) and 3.50% (for new customers) (p.m)

  • Interest-free period

    17 to 47 days interest-free when you pay in full.

  • Late payment fee

    Less than 100: Nil; 100-500: 100; 501-5,000: 500; 5001-10,000: 750; 10,001 and above: 1,100 (by Unpaid Outstanding from Last Statement Balance); GST applies

  • Over-limit fee

    2.5% of over limit (min of ₹500 + taxes)

  • Statement or duplicate statement feeFee for paying the bill by chequeReward redemption fee

    Nil

Eligibility

  • Age the primary cardholder must be

    21 to 65 years

Ways to redeem your points

Points expiring? Use Expiry Rescue

How we know - 2 documents from Bandhan Bank, checked 7 Nov 2026

2 documents from Bandhan Bank, checked 7 Nov 2026.

  • Linked page on creditcards.bandhan.bank.inProof
  • Card pageProof
Apply on Bandhan Bank

₹2,499 a year

Apply

The Sunday Statement.

Every Sunday. What your bank changed this week — before your statement tells you.