
First-year fee
₹3,500 to join.
Annual fee
₹3,500 a year.
What it gives back
4 reward points for every ₹200 spent on domestic spends; 8 reward points for every ₹200 spent on international spends.
How it compares
Compared with the cards we have read
Fees
Annual fee
₹3,500 a year.
Joining fee
₹3,500 to join.
Rewards
Reward rate
4 reward points for every ₹200 spent on domestic spends; 8 reward points for every ₹200 spent on international spends.
Card benefits
International lounge access
You and your accompanying guests can enjoy complimentary access to over 1800 airport lounges worldwide up to 8 times in a calendar year
Domestic lounge access
For airports within India, you can enjoy complimentary lounge access up to 4 times per quarter.
Golf
All executive cardholders can book upto 4 complimentary golf rounds & 1 lesson in a year.
Concierge
Airport Concierge (Meet & Greet): 3 complimentary VIP assistance services in a calendar year; 24x7 Concierge Services to help you manage all your bookings.
Also included
Fuel surcharge waiver
1% of transaction amount refunded for fuel transactions between ₹400 and ₹4000 (Max. ₹400 per month)
Lost card liability
Insurance coverage: Lost card liability ₹2 Lacs.
Medical and hospitalisation cover
Insurance coverage: Emergency hospitalisation $5,000; Medical evacuation $3,000; Critical illness ₹10 Lacs.
Travel insurance
Insurance coverage: Hijack distress allowance $1,000; Baggage Delay (International) ₹30,000; Missed connecting international ₹30,000; Delay in check in baggage ₹30,000; Loss of check in baggage ₹30,000; Loss of documents – (Passport, Visa) ₹10,000.
Charges
Forex markup
2% on foreign currency transactions.2% of the transaction value
Cash advance fee
2.5% of the Cash Withdrawal Amount (Min. ₹250)
Late payment fee
3% of total payment due, subject to a minimum of ₹350
Over-limit fee
Over limit penalty NA
Statement or duplicate statement feeFee for paying the bill by cheque
Waived
Cash payment / cash deposit feeReward redemption fee
Nil
Ways to redeem your points
How we know - 4 documents from Axis Bank, checked 8 Nov 2026
₹3,500 a year
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