RBL Bank Aspire Banking Credit Card

Not rated yet - COFFER rates a card only after reading every document the bank publishes for it. How we rate

Open to new applications · Earns points

Annual fee

₹1,500 a year.

₹1,500 annual membership fee, waived off for Aspire Banking customers

What it gives back

3% cashback on purchases across Flights, Hotels, Shop & Vouchers on RBL Bank Rewards Portal.

Read from 4 RBL Bank documents, last checked 1 Nov 2026.

How it compares

Compared with the cards we have read

₹1,500 annual fee: of the 401 other open cards whose annual fee we have read, 295 state a lower one, 4 state the same and 102 state a higher one.

3.5% forex markup: of the 441 other open cards whose forex markup we have read, 146 state a lower one and 295 state the same.

Fees

Annual fee
₹1,500 a year.₹1,500 annual membership fee, waived off for Aspire Banking customers
Add-on card fee
Add-on Card Fee ₹0-5,000 per Add-on Cardmember

Rewards

Reward rate
3% cashback on purchases across Flights, Hotels, Shop & Vouchers on RBL Bank Rewards Portal.
Reward exclusions
Base reward points will not be accrued on EMI conversion of retail transactions for all RBL Bank Credit Cards.

Charges

Forex markup
3.5% on foreign currency transactions.3.5% markup on foreign currency transactions
Cash advance fee
2.5% of the cash amount withdrawn, minimum ₹500
Interest on unpaid balance
Up to 3.99% p.m. (47.88% p.a.)
Interest-free period
Up to 50 days
Late payment fee
12.5% of the total outstanding amount, ranging from ₹5 to ₹1,300.

Eligibility

How we know - 4 documents from RBL Bank, checked 1 Nov 2026

4 documents from RBL Bank, checked 1 Nov 2026.

On these lists

₹1,500 a year

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